Escrow, Settlement and Customer Fund Accounting & Reconciliation in Fintech Fintech companies often handle large volumes of money that do not economically belong to them. Depending on the business model, funds may move through escrow accounts, settlement accounts, nodal or designated accounts, customer fund accounts, merchant settlement accounts, collection accounts…

Revenue Recognition Challenges in Fintech Business Models: How a Virtual CFO Adds Value Before the Contract Is Signed For many fintech startups, revenue recognition appears to be an accounting issue that arises after a customer contract has been signed and services have been delivered. In practice, by the time the…

Different Fintech Models Need Different KPIs Introduction: Why One KPI Dashboard Does Not Fit Every Fintech Start with the misconception that all fintech businesses can be measured using the same KPIs. Explain that a payments company, lending platform, WealthTech business and SaaS fintech may all operate under the broad “fintech”…

Fintech MIS, KPIs & Unit Economics: What Founders and CFOs Should Track Fintech companies generate enormous volumes of financial and operational data. Transactions, customers, digital journeys, payment volumes, loan books, Assets Under Management, acquisition costs and product usage can often be measured almost in real time. Yet access to more…

MIS Reporting for Fintech Companies in India: What Top Management Should Track Fintech businesses generate large volumes of financial, transactional and operational data, but more data does not automatically create better decisions. A traditional monthly Profit & Loss Account, Balance Sheet and cash-flow statement may explain historical performance, but top…

Top 10 Finance & Accounting Challenges Faced by Fintech Companies in India and How a Virtual CFO Can Help India’s fintech sector has grown rapidly across payments, digital lending, WealthTech, InsurTech, financial SaaS, API platforms and other technology-enabled financial services. While technology is at the centre of a fintech business,…

When Does a Fintech Company Need a Virtual CFO? Accounting vs Controller vs CFO Explained Fintech companies often scale quickly. Customer volumes increase, transaction flows become more complex, new products are launched, investors demand better reporting, and regulatory obligations expand. Yet in many growing fintech businesses, the finance function remains…

Virtual CFO for Fintech Companies in India: From Financial Control to Strategic Growth India’s fintech ecosystem has evolved rapidly across digital payments, lending, WealthTech, InsurTech, embedded finance, financial SaaS and other technology-led financial services. As fintech companies scale, however, the complexity of their finance function often grows faster than their…

How CFO-Driven MIS Transforms Decision-Making for Business Owners Introduction: Why Decision-Making Breaks Down Without the Right Information Modern businesses operate in increasingly complex environments where decisions must be made quickly and confidently. Business owners today deal with fluctuating demand, rising costs, competitive pressures, and evolving regulatory requirements. Despite having access…

Budgeting, Forecasting & Rolling Projections: A CFO’s Playbook for SMEs Introduction: Why Traditional Budgets No Longer Work for SMEs Small and medium-sized enterprises (SMEs) today operate in an environment marked by volatile demand, fluctuating input costs, changing interest rates, and evolving regulatory frameworks. In such conditions, relying solely on traditional…